How has the Tech Start-Up impacted you?

Robinhood has taken the investing world by storm, democratizing individual investing along the way. Much has been written about Robinhood‘s potentially irresponsible tactics of luring inexperienced traders by pushing complex financial products with dopamine inducing bursts of confetti and fun emojis. See here for a solid article detailing this phenomena. But we are going to assume that’s not you. You don’t get lured into making … Continue reading How has the Tech Start-Up impacted you?

Personal Finance Books: Game Changers

Sometimes a little shift in your mindset or a new perspective is all you need to unlock a new level of motivation and success. These are in our opinion the best personal finance books, considered absolute must reads if you are looking for the knowledge and perspective necessary to achieve financial freedom in the quickest and least painful way possible. Which is what we are … Continue reading Personal Finance Books: Game Changers

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The Free Times Framework (FTF) for personal finance decisions

One way to define financial freedom is the following: the ability to do absolutely anything one desires with ones time, while simultaneously meeting all financial needs. Sounds nice doesn’t it? The Free Times Framework (FTF) is a way of thinking designed to help get you there faster. At the Free Times we do not believe life is best lived penny pinching at every turn, so … Continue reading The Free Times Framework (FTF) for personal finance decisions

Psychological Biases in Personal Finance

We all have our blind spots, but we can learn to recognize and protect ourselves against psychological truths that lead us to poor decision making. We describe some of the key psychological biases to be aware of in regards to personal finance below, and suggest how to overcome them. Get ready to become a decision making machine! Loss Aversion: What is is? Loss aversion is … Continue reading Psychological Biases in Personal Finance