The Ultimate Guide to Finding the Best Vacation Packages

By: Sanjana Vig Vacations can be expensive. You’re buying not only flights but paying for somewhere to stay, and activities to do while you’re there. Maintaining a travel budget can be difficult. However, combining purchases, for instance, using vacation packages, can help reduce costs and maybe even get some great discounts on things to do. After all, why wait until you’re retired to have some … Continue reading The Ultimate Guide to Finding the Best Vacation Packages

Choosing a Credit Monitoring Service: Credit Sesame vs. Credit Karma

Originally Published By Ryan Luke / October 12, 2020 As a personal finance enthusiast, I try to stay on top of the latest trends and topics related to debt, credit, and other important money management topics. For this post, I signed up to compare Credit Sesame vs. Credit Karma to see which was more beneficial and whether one was a waste of my time. Knowing … Continue reading Choosing a Credit Monitoring Service: Credit Sesame vs. Credit Karma

Personal Finance Books: Game Changers

Sometimes a little shift in your mindset or a new perspective is all you need to unlock a new level of motivation and success. These are in our opinion the best personal finance books, considered absolute must reads if you are looking for the knowledge and perspective necessary to achieve financial freedom in the quickest and least painful way possible. Which is what we are … Continue reading Personal Finance Books: Game Changers

Ridiculously Useful Stuff

MINIMALISM Our take: Minimalism. In some, the word conjures a visceral negative reaction, others take for the hills upon hearing it. We do not believe a strictly minimalist lifestyle is for everyone, however the lessons and concepts can, and should, be considered and utilized to some extent by everyone. Minimalism is about being thoughtful about why it is we are so tempted to compulsively purchase … Continue reading Ridiculously Useful Stuff

What Does Financial Independence Mean?

Many of our posts at the Free Times are about how you can achieve financial independence faster. But have you ever really stopped to think about what financial independence even means? You might be thinking, my parents are retired. They seem bored. Why would I want that? Well, we are here to explain why everyone should want to achieve financial independence even if you are … Continue reading What Does Financial Independence Mean?

When will I be able to retire?

First things first. We are throwing out the notion that you are “supposed” to work for 40+ years then retire at 65. Doing so is perfectly fine, and many have found fulfillment and financial success that way. But it shouldn’t be the default. While there is no inherent problem in working for someone else your entire career, and retiring once you are eligible for social … Continue reading When will I be able to retire?