One way to define financial freedom is the following: the ability to do absolutely anything one desires with ones time, while simultaneously meeting all financial needs. Sounds nice doesn’t it? The Free Times Framework (FTF) is a way of thinking designed to help get you there faster. At the Free Times we do not believe life is best lived penny pinching at every turn, so … Continue reading The Free Times Framework (FTF) for personal finance decisions
By: Michael Dinich Making money while you sleep has a beautiful ring to it. Earning passive income provides the opportunity to do just that. Today’s profitable passive income ideas will help you brainstorm your next money-making venture. What is Passive Income? Passive income is defined as income that requires minimal effort—or perhaps even zero effort—to earn. Passive income typically enables your money to work for … Continue reading 35 Easy Ways to Generate Passive Income in 2020
By: Sanjana Vig Vacations can be expensive. You’re buying not only flights but paying for somewhere to stay, and activities to do while you’re there. Maintaining a travel budget can be difficult. However, combining purchases, for instance, using vacation packages, can help reduce costs and maybe even get some great discounts on things to do. After all, why wait until you’re retired to have some … Continue reading The Ultimate Guide to Finding the Best Vacation Packages
By: Todd Kunsman Many people are interested in becoming a freelancer these days, and it makes sense when you think about the possibilities and freedoms. For example: You have a flexible schedule that you can dictate. Now you can work from home or wherever you like Your earning potential is up to you and more in your control. You do not have a traditional boss … Continue reading 9 Best Freelance Jobs You Can Do From Anywhere
By: Kristian Borghesan While most of us have our own personal and specific financial goals, we also share many common goals and generally want similar outcomes when it comes to money. We want to earn more money. We want to retire at a reasonable age. We want to improve the relationship we have with our money. And we want to find ways to manage our … Continue reading 10 Ways to Easily Save Thousands This Fall (Each One Takes Less Than 30 Minutes)
Originally Published By Ryan Luke / October 12, 2020 As a personal finance enthusiast, I try to stay on top of the latest trends and topics related to debt, credit, and other important money management topics. For this post, I signed up to compare Credit Sesame vs. Credit Karma to see which was more beneficial and whether one was a waste of my time. Knowing … Continue reading Choosing a Credit Monitoring Service: Credit Sesame vs. Credit Karma
Robinhood has taken the investing world by storm, democratizing individual investing along the way. Much has been written about Robinhood‘s potentially irresponsible tactics of luring inexperienced traders by pushing complex financial products with dopamine inducing bursts of confetti and fun emojis. See here for a solid article detailing this phenomena. But we are going to assume that’s not you. You don’t get lured into making … Continue reading How has the Tech Start-Up impacted you?
Sometimes a little shift in your mindset or a new perspective is all you need to unlock a new level of motivation and success. These are in our opinion the best personal finance books, considered absolute must reads if you are looking for the knowledge and perspective necessary to achieve financial freedom in the quickest and least painful way possible. Which is what we are … Continue reading Personal Finance Books: Game Changers
Sharing my comprehensive analysis to determine if you should rent or buy your next place. Continue reading Should I Rent or Buy My Next Place?
MINIMALISM Our take: Minimalism. In some, the word conjures a visceral negative reaction, others take for the hills upon hearing it. We do not believe a strictly minimalist lifestyle is for everyone, however the lessons and concepts can, and should, be considered and utilized to some extent by everyone. Minimalism is about being thoughtful about why it is we are so tempted to compulsively purchase … Continue reading Ridiculously Useful Stuff
Many of our posts at the Free Times are about how you can achieve financial independence faster. But have you ever really stopped to think about what financial independence even means? You might be thinking, my parents are retired. They seem bored. Why would I want that? Well, we are here to explain why everyone should want to achieve financial independence even if you are … Continue reading What Does Financial Independence Mean?